| QuickBooks Online | US-focused small businesses and accountants that prioritize payroll, tax, and advisor familiarity | Familiar to many accountants and bookkeepers | Plan limits and add-ons require close review | $35/mo Promotions change frequently. Compare the normal renewal price and include payroll, payments, extra users, and inventory requirements. Tarifs officiels |
| Xero | Small businesses and advisors that need collaborative, multi-currency cloud accounting | Clean accountant collaboration | Payroll and tax capabilities differ by country | $20/mo Pricing and included features vary by country. Confirm payroll, expenses, projects, analytics, and multi-currency entitlements locally. Tarifs officiels |
| FreeAgent | UK freelancers, contractors, and small businesses that want bookkeeping, invoicing, VAT, and tax visibility | Strong UK freelancer fit | Less suitable for complex firms or inventory | $19/mo Check bank-account eligibility, normal subscription price, VAT features, payroll needs, and accountant programme terms. Tarifs officiels |
| Holded | Spanish small businesses and advisors that want invoicing, accounting, CRM, and inventory in one platform | Strong Spain market fit | Broader suite scope can exceed simple bookkeeping needs | $15/mo Confirm the Spanish edition, users, invoices, projects, inventory, accounting collaboration, support, and annual billing terms. Tarifs officiels |
| FreshBooks | Freelancers and service businesses that bill for time and want simple client-facing workflows | Friendly invoicing and client experience | Less depth for inventory and complex finance teams | $19/mo Check billable-client limits, additional team members, payments, and advanced accounting features when comparing plans. Tarifs officiels |